WHO IS UNTOUCHABLE WOMEN CAPITAL FINANCE ?
We are a company whose mission is to help you get the money you need at the cost you want. We provide a service to help you find the right loan products from the most reputable lenders and lending partners in the industry. We also strive to educate consumers about how they can better manage their finances, purchases, and life events.
Is UNTOUCHABLE WOMEN CAPITAL FINANCE a lender? Am I getting my loan from you?
No. UNTOUCHABLE WOMEN CAPITAL FINANCE is not a lender. UNTOUCHABLE WOMEN CAPITAL FINANCE uses proprietary technology and its relationships with dozens of trusted lenders and lending partners to find the best loan options for you.
How do I know if I am eligible?
You must be a US Citizen or permanent resident, aged 18 or over to qualify for one of our partners’ loan products.
Personal Loans 101
What is a personal loan and what does it have to do with my credit cards? A personal loan is an unsecured loan that you can just for any purpose: consolidating your debt, refinancing your credit card debt to a lower rate, or financing a life event. There is no collateral required to get a personal loan, and you pay back your loan in fixed monthly payments, with no penalty for paying the loan off early. Credit Card companies, on the other hand, are primarily used to make purchases for goods, but can also be used to borrow money you don’t have.
Why should I get a personal loan if I already still haven’t reached the limit on my Credit Card?
Personal loans generally have lower interest rates than credit cards since the rates are personalized to the borrower and you are committing to paying back the loan within a fixed time period. If you have a very high APR on your Credit Card debt, UNTOUCHABLE WOMEN CAPITAL FINANCE may be able to find you a loan that will save you thousands. When UNTOUCHABLE WOMEN CAPITAL FINANCE finds you a personal loan to refinance your credit card debt, you can repay those high-interest balances all at once – and get a single monthly payment that often has better rates and better terms.
What is an APR?
APR is the “annual percentage rate” and is the annual cost of your loan, as a percentage of the loan amount. The cost includes your interest rate and any fees or charges associated with your loan, including the origination fee.
What are the minimum credit requirements to receive a loan?
The requirements vary by lender and lending partner, but we have options for virtually any credit score across all of the lenders and lending partners on our platform.
Do I have to use my loan proceeds to refinance my credit card debt, or can I use it for a different purpose?
No. You can use your loan proceeds for almost anything, including paying for medical bills, a large purchase, or travel and relocation.
How is this different than getting a loan from my local retail bank?
Our process and the process used by our lending partners is entirely digital. You never have to leave the comfort of your home or desk when getting a loan through UNTOUCHABLE WOMEN CAPITAL FINANCE . Retail banks require you to physically go to a branch, fill out paperwork to apply in front of a loan officer, and sometimes wait weeks to see if you are approved. Additionally, retail banks only look at your credit score when making a decision, whereas alternative lenders and lending partners can take into account many more factors to approve your loans, such as loan purpose and payment history on utility and cable bills.
When applying for a personalloan does it cost me anything to use UNTOUCHABLE WOMEN CAPITAL FINANCE proprietary matching service?
No, our service is 100% FREE for consumers.
How does the UNTOUCHABLE WOMEN CAPITAL FINANCE s short-form application help me finance?
UNTOUCHABLE WOMEN CAPITAL FINANCE short-form loan application that collects the information necessary to help us determine which lenders or lending partners are right for you. In some cases, we can instantly provide specific loan offers in real-time from our loan providers. All of the loan offers are personalized for you.
What makes UNTOUCHABLE WOMEN CAPITAL FINANCE Short-form loan application different from applying to a lending platform directly?
UNTOUCHABLE WOMEN CAPITAL FINANCE short-form loan application is technically integrated into dozens of lending platforms, UNTOUCHABLE WOMEN CAPITAL FINANCE you time. Each lender and lending partner has its own loan products and the idea of a “good” borrower. Instead of getting a result from one lender or lending partner UNTOUCHABLE WOMEN CAPITAL FINANCE short-form loan application dynamically determines which lenders and lending partners are most appropriate for you, and reaches out to them in real-time to get an offer from the lender or lending partner and a specific rate if they pre-approve you. Since most lenders and lending partners actually reject most borrowers, this saves you time and energy by trusting us to do what would be hours or days of research for you, and also ensures you only see the best offers UNTOUCHABLE WOMEN CAPITAL FINANCEyou money!
How do you determine which loan product is best for me?
We look at a number of factors such as APR, terms, the speed of approval, and speed of funding to display the best loan product for you. If you are not satisfied with the loan offer we display to you, you can always see all of your results to find a more suitable option for your needs.
Will using UNTOUCHABLE WOMEN CAPITAL FINANCE Short -form loan application impact my credit score?
No. UNTOUCHABLE WOMEN CAPITAL FINANCE 's short form loan application will not impact your credit score. Upon completion of the short-form loan application, lending platforms may run what is called a “soft check” which has no impact on a consumer’s credit score. The “soft check” is used to help loan providers get you real-time personalized pre-qualifying offers.
What does it mean to be pre-approved?
UNTOUCHABLE WOMEN CAPITAL FINANCE 's short-form loan application will present you with pre-approved offers, which are conditional commitments for an exact rate from a lender or lending partner. The rates are subject to change but are very rarely different than the rate you see on UNTOUCHABLE WOMEN CAPITAL FINANCE . This will not affect your credit score.
What is the difference between a soft pull and hard pull?
A soft pull (or inquiry) typically occurs when a person or company checks your credit report as part of a background check. A soft pull may be recorded in your credit report, depending on the credit bureau, but does not affect your credit score. Our loan providers complete a soft credit pull when you complete UNTOUCHABLE WOMEN CAPITAL FINANCE short-form loan application based on your name, address, and date of birth. Hard inquiries generally occur when making a lending decision. Hard inquiries appear on your credit report and can negatively affect your credit score. Our loan providers complete a hard pull at the very end of the process once you click to accept the loan terms and complete your application.
I submitted UNTOUCHABLE WOMEN CAPITAL FINANCE 's short-form loan application and I decided to proceed with a loan offer. Why am I being taken to another site and being asked to fill out more information?
When a consumer proceeds with a loan offer, they are taken to the lending platform that UNTOUCHABLE WOMEN CAPITAL FINANCE partners with. Consumers must complete the loan application workflow directly with the lending platform in order to obtain the loan. In some cases, data entered in the short-form loan application will be automatically pre-populated in the lending platform’s loan application workflow.
Will I be charged any fees by the loan providers?
There are no application fees for any of the lenders or lending partners on our platform. Some lenders and lending partners may charge an origination fee of 1-6% of the loan that will be deducted from the loan proceeds before they are delivered to you. This fee is factored into the APR you see. There may also be late payment fees or ACH return / check refund fees.
Please check with the loan provider if you have any specific questions regarding their fees.
What happens if I have questions about my loan after UNTOUCHABLE WOMEN CAPITAL FINANCE helps me?
Your loan will ultimately be provided by and serviced by the lender or lending partner, and they will have their own customer service teams to answer any of your questions. We only work with top lenders and lending partners so we are confident they meet the highest standards of quality service. That said, we always welcome feedback and comments on your experience, so feel free to reach out to us using our “Contact us” page.